Dependent Child Age For Health Insurance. Until a child turns 26 he or she can be kept on parents health insurance plan regardless of any other circumstances including being married not living with their parents attending school not financially dependent on their parents or even eligible to enroll in their employer s plan. The health care reform act 2010 expanded health insurance dependent coverage most health insurance policies allow parents to keep adult children insured until age 27 qualifying relatives may also qualify as a dependent before the 2010 health care reform it was easy to determine who was eligible for coverage under a.
This of course provided that the plan in. A a group health insurance policy that provides that coverage of a dependent child of an employee or other member of the covered group shall terminate upon attainment of the limiting age for dependent children specified in the policy. For a child to qualify as your dependent he or she needs to be your biological child your stepchild your adopted child or a foster child you are taking care of.
If a parent s health insurance plan covers dependents you usually can be added to their plan and stay on it until you turn 26.
If a parent s health insurance plan covers dependents you usually can be added to their plan and stay on it until you turn 26. California insurance code 10277. For a child to qualify as your dependent he or she needs to be your biological child your stepchild your adopted child or a foster child you are taking care of. As the federal government has stepped in to regulate health insurance legislation has made life a little easier for parents and their children even adult children.